Closing Costs

Expected closing costs

There are certain standard costs related to closing the sale of a house. These fees are usually split between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you’ll want a real estate expert in Wyoming to help lead you through the process.

Costs pertaining to your loan to be paid at closing (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, not only will we work to get the highest sales price, but we’ll also advocate for lower closing costs. And once we’ve arrived at an agreement, we’ll walk you through the closing costs so you are informed of exactly what you’re paying for.

Buyers: If you’re purchasing real estate in Albany County, you’ll be given a “Good Faith Estimate” (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer’s previous experience and is required to be within a suitable range so you’re not shocked when you come to the closing appointment. We’ll be happy to go over the GFE with you, answering your questions and highlighting any estimates in question.

Finding the right home at the right price is just one aspect of a home sale or purchase. Aspen Real Estate of Laramie is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at (307) 755-5200 if your needs include a real estate pro experienced in the business side of buying and selling.

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